BJ Can Help You Purchase This Home

Thank you for choosing BJ Swinehart! As one of the Knoxville area's premier Real Estate Brokers, I am uniquely qualified to help you find your dream home. On the lake, around town or out on a farm. Remember, BJ is here to help!

302 Key Cove Rd, Spring City, 37381

Priced At: $1,690,000

Property Details for ID: 1334573



SqFt: 4,826
Price SqFt: $350
Total Bedrooms: 5
Full Baths: 4 / Half Baths: 0
MLS Status: Active
Property Type: Residential
On Market Date: 2026-03-29T05:52:49Z
Subdivision: Keys On The Lake Ph 6

Public Remarks: Experience luxury lakefront living at its finest on beautiful Watts Bar Lake. Wake up to glassy water, peaceful mornings, and the kind of serenity only true waterfront living can offer. Tucked away in a private, protected cove with YEAR-ROUND WATER and just a short swim to the main channel of the Tennessee River, this exceptional property delivers the ultimate Tennessee lake lifestyle. Designed for both entertaining and relaxation, the home features an open-concept layout centered around a stunning chef's kitchen with granite countertops, rich wood cabinetry, a stove with a built-in air fryer, wine fridge, and spacious dining area surrounded by breathtaking lake views. The inviting main living space is anchored by a wood-burning fireplace and flows seamlessly onto a screened-in deck overlooking the water. The private primary suite is conveniently located on the main level. Upstairs, loft-style overlooks create an open yet functional design for guests and family, while the lower level offers 11-foot ceilings, game space, and a media-ready entertainment area perfect for movie nights after long days on the lake. Step outside to expansive outdoor living spaces featuring an outdoor TV hookup, infrared heater, and an 8-person Dynasty Radiance hot tub designed for year-round enjoyment. The covered enclosed boathouse and dock can also be expanded per TVA approval. Whether you're searching for a full-time residence, luxury vacation retreat, multi-generational getaway, or income-producing opportunity, this home offers a rare blend of privacy, elegance, and functionality. Conveniently located within driving distance of Chattanooga, Knoxville, Nashville, and Atlanta, opportunities like this on Watts Bar Lake are becoming increasingly difficult to find.

Schools Information

Elementary School: Spring City
Middle / Junior School: Spring City
High School: Rhea County

Building Description

Building Style: Craftsman
Type: 2 Story Basement
Site Built: Yes
Year Built: 2007
Total Rooms: 17
SqFt (Total): 4,826
SqFt (Main Lvl): 0
Full Baths: 4
1/2 Baths: 0
Fireplace: Yes
Bonus Room: Yes
Extra Storage: Yes
Basement: Yes
Basement Type: Finished, Slab

  Exterior Features

Features: Balcony, Deck, Dock, Patio, Porch - Covered, Porch - Screened, Prof Landscaped, Windows - Insulated
Construction: Block, Other
Siding: Brick, Fiber Cement, Stone, Wood

  Appliances

Dishwasher, Dryer, Microwave, Range, Refrigerator, Security Alarm, Smoke Detector, Washer, Other

  Room Dimensions

  Interior Features

Dining Area: Breakfast Bar, Breakfast Room, Eat-in Kitchen, Formal Dining Area, KitchenDining Rm Co, Living RmDining Rm
Floors: Carpet, Hardwood, Slate, Tile
Other Rooms: 2nd Rec Room, Addl Living Quarter, Basement Rec Room, Bedroom Main Level, Breakfast Room, DenStudy, Extra Storage, Family Room, Great Room, LaundryUtility, Mstr Bdrm Main Level, Office
Misc Features: Hot Tub, Internet Available, Island in Kitchen, Walk-in Shower, Walk-in Closets, WasherDryer Connect, Wet Bar

  Property Details

Acreages: 0.5
Lot Description: Cul-De-Sac, Current Dock Permit on File, Waterfront Access, Lakefront
View: Lake, Lakefront

Utilities

Fuel Types: Electric

Financing

Finance Options: Cash, Conventional, VA Loan

  HOA Information

Restrictions: Yes
HOA: No

Heating & Cooling

Fireplace(s): Yes
Total Fireplaces: 1
Fireplace Type(s): Stone, Wood Burning
Cooling Type(s): Ceiling Fan(s), Central Cooling
Heat Type(s): Central

Garage / Parking

Garage Spaces, Attached, Garage Faces Side

  Community Features

Outbuildings

Boat - House
Presented By: / Real Estate Partners Chattanooga, LLC

Up Coming Open Houses

Sorry, no open houses are currently available for this listing.

Directions

From Rhea County Hwy/Hwy 27 Travel North, Turn Right on Rocky Springs Road, Continue on Euchee Chapel Road, Take a slight right on Stump Hollow Road, Turn left on Debbie Drive, Turn left on Key Cove Road, Home will be on your right.



Your commute

( Departing today at 8:00am )
—
—
—
—


Near By Properties (click flag to view)

Listing Id: (Click to View)
List Price:
Full Baths:
Half Baths:
Total Beds:
Total SqFt:
Address:
Public Remarks:


Mortgage Calculator

Loan Amount (80% of list price)

$

Term (in years)?

What will be the interest rate?

%
Instructions: Enter numbers and decimal points. No commas or other characters.


This is your Principal & Interest Payment only - you will still have to add HomeOwners Insurance and Taxes for a Total Monthly Payment.  The Loan Amount Figure is based on a 20% down payment, Private Mortgage Insurance (PMI) is required with less than a 20% down payment.  I can provide you with names of Mortgage Loan Officers that will provide you more details on your payment and total down payment requirements.

Four Reasons to Use BJ Swinehart

Buying or Selling real estate should be fun and simple. With me, that's exactly what you can expect. I will strive to make each and every interaction a professional and pleasant experience!

Knowledge Beyond Sales

From across town to across the country I have the expertise and knowledge to help with any real estate issue.

Relocation Assistance

I can give you referrals to trusted loan officers, insurance agents, home inspectors, heat & air specialists, title companies and all service providers dealing with all things home.

Marketing Expertise

My marketing expertise will help to make sure that the pictures, public description and website distribution channels will draw potential buyers to your home.

Buyers Network

Utilizing the very latest in lead generation and good old fashioned hard work, I already have a network of qualified purchasers looking for the right home or property.



Re/max Preferred Properties is a licensed Tennessee Real Estate Firm. Firm License 209356. Some or all of the Listing Displayed on this Site may not belong to Re/max Preferred Properties. The data relating to real estate for sale on this website is being provided for the consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumers may be interested in purchasing. This information is updated daily, however, some of these properties may subsequently have sold and may no longer be available. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user.