BJ Can Help You Purchase This Home

Thank you for choosing BJ Swinehart! As one of the Knoxville area's premier Real Estate Brokers, I am uniquely qualified to help you find your dream home. On the lake, around town or out on a farm. Remember, BJ is here to help!

406 Payne Lane, Spring City, 37381

Priced At: $349,000

Property Details for ID: 1329936



SqFt: 2,236
Price SqFt: $156
Total Bedrooms: 3
Full Baths: 1 / Half Baths: 0
MLS Status: Active
Property Type: Residential
On Market Date: 2026-02-19T20:37:56Z
Subdivision: Valley Dale

Public Remarks: Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room. Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity—easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home. Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner—offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.

Schools Information

Elementary School:
Middle / Junior School:
High School: Rhea County

Building Description

Building Style: Other
Type: 1 1/2 Story
Site Built: Yes
Year Built: 1983
Total Rooms: 7
SqFt (Total): 2,236
SqFt (Main Lvl): 2,236
Full Baths: 1
1/2 Baths: 0
Fireplace: Yes
Bonus Room: Yes
Basement: No
Basement Type: Crawl Space

  Exterior Features

Features: Windows - Aluminum
Construction: Block
Siding: Wood

  Appliances

Dishwasher, Other

  Room Dimensions

  Interior Features

Floors: Luxury Vinyl Plank

  Property Details

Acreages: 2
Lot Description: Private, Other

Utilities

Fuel Types: Gas (Natural)

Financing

Finance Options: Cash, Conventional, FHA, THDA, USDARural, VA Loan

  HOA Information

Restrictions: No
HOA: No

Heating & Cooling

Fireplace(s): Yes
Total Fireplaces: 1
Fireplace Type(s): Wood Burning Stove
Cooling Type(s): Ceiling Fan(s), Central Cooling
Heat Type(s): Central, Other

Garage / Parking

Off-Street Parking

  Community Features

Outbuildings

Storage Shed
Presented By: / eXp Realty, LLC

Up Coming Open Houses

Sorry, no open houses are currently available for this listing.

Directions

From 1st Street, head toward Church Street and turn left onto Church Street. From there, turn right onto Inman Street East and continue straight as it transitions into Inman Street West. Next, turn right onto Keith Street NW and proceed straight before turning left onto 25th Street. Turn right onto US-27 North, then make a right onto Rocky Springs Road. Take a slight right onto Muddy Creek Road, followed by a right onto Payne Lane. The property will be located on the right.



Your commute

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Four Reasons to Use BJ Swinehart

Buying or Selling real estate should be fun and simple. With me, that's exactly what you can expect. I will strive to make each and every interaction a professional and pleasant experience!

International Experience

I am a Certified International Property Specialist and have worked with buyers and sellers from all over the world.

Experience Is Key

Licensed since 1981, I have the experience to solve problems that arise and the know how to avoid major pitfalls

Skilled Negotiator

I have taken advanced course work and have acquired valuable negotiation skills to provide you with the best outcome.

You Are Valued

I recognize that we are partners with our clients and as such, I strive to provide a high quality of service, and hope to build trust and friendships through honesty and integrity.



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